Periscope Kommericals: #Barkworld 2015 Attendees


Hey folks! Wow, what an amazing time I had at Barkworld 2015! There were so many interesting presentations and workshops provided, incredible speakers, fabulous sponsors and fun loving pets and attendees galore. It was a top notch event, one that just seems to get better and better every year! Finnegan and I were thinking of the best way to bring these wonderful attendees to folks who did not make it to Barkworld this year. We decided to host 10 minute Kommercials on Finnegan’s Periscope Account, @PeriPet™. This is the first line up, we are kicking off bright and early tomorrow!



If you have not heard of Barkworld, this is an amazing opportunity to learn more about the folks who attend and get a glimpse into the fabulous pet conference.

So what should you do to prepare for tomorrow? Grab your pets, your coffee and tune into @PeriPet™ at the scheduled times. ALSO please follow each of the three listed folks above on Periscope. Hearts are generated by tapping on your screen, we love hearts!!! Finn tries to smoosh them with his paw LOL!

See you tomorrow!

Purrs and Wags

Lisa and Finn

United Kennel Club Seeks Customer Service Rep in Kalamazoo, MI


Job Title: Customer Service Representative (Bilingual-Spanish)

Department: Customer Service

Hours of Operation: 8:00 a.m. to 5:00 p.m.

Hours per Week: 40 (Overtime as required)

Benefits: Life insurance, health insurance, paid vacation, paid holidays, 401(k)

Primary duties and responsibilities: Receive incoming customer telephone calls requiring, but not limited to, the following job functions:
• Answer general questions about products and services
• Verify status of work orders
• Direct customer in filling out work order applications
• Collect information for existing work order requests

Other responsibilities: may include but are not limited to:
• Conduct outbound telephone calls to support work order requests
• Generate written correspondence
• Process work orders (data entry)


Qualifications / Work Experience:
• Must speak and write Spanish fluently

• High School diploma is required.
• Familiar with customer service environment; high volume call center experience in a plus.
• Must be MS Office proficient
• Proven ability to exercise good judgment and work independently with high work standards.

Skills and Knowledge required for the position:
• Excellent verbal communication skills
• Able to Multitask and adapt to change
• Dependable and punctual
• Organized
• Team player exhibiting professional attitude and behavior

Lavonda’s Pet Salon in Navarre, FL Seeks a Pet Groomer

Pet Groomer

About the Job

Applicant should have at least 2 years of grooming experience, must be comfortable with all dog breeds and their respective grooming patterns.​  Set your own hours.​  Must have references and be able to pass background check.​  The more dogs you groom, the more money you will make, it is as simple as that.​  Must be compassionate and patient with the dogs.​  Cat grooming experience is a plus but not required.​  Please only actual groomers need to reply to this add.​  Our facility is located in Navarre Fl.​, which is about 25 miles east of Pensacola Fl.​  We have a 1200 sq.​’ facility and have a large customer base and have been in business for many years.​

PetSmart in Everett, MA needs a Grooming Salon Manager

PetSmart - Pet supplies and pet products for healthier, happier pets

Retail Grooming Salon Manager

Fetch your future! If you’re passionate about pets and want to build a challenging career with the leading pet retailer, why not combine your love for pets with a rewarding career at PetSmart? PetSmart is a dynamic Fortune 500 company that provides a broad range of competitively priced pet food and pet supplies, as well as grooming, pet training and pet adoption services.  With more than 1,200 pet stores in the United States, Canada and Puerto Rico and over 185 in-store PetsHotel dog and cat boarding facilities and Doggie Day Camps, PetSmart is the nation’s largest specialty retailer of services and solutions for the lifetime needs of pets. 


We are currently seeking candidates that desire a challenging and rewarding career providing exceptional customer service, working as part of a team, and providing care to all pets and their parents. We provide an extensive training program and are seeking candidates who support our vision to provide Total Lifetime Care for every pet, every parent, every time. 

Retail Grooming Salon Manager

Our salon is one of the fastest growing services at PetSmart.  The salon experience can range from a nail clipping to a full service groom.  The Retail Grooming Salon Manager is responsible for ensuring an efficient and positive grooming experience.  This is a hands-on management position in which involves grooming pets, interfacing with our pet parents and generating new business.

Responsibilities Include:

  • Greeting pets, helping pet parents identify their pets’ individual needs and finding appropriate solutions    
  • Managing all aspects of the Grooming Salon operations
  • Driving to generate sales and control operating expenses
  • Executing all hiring, training/developing and management functions for a staff of five or more associates
  • Grooming all breeds to standard
  • Strictly adhering to all policies and procedures to ensuring the safety of all pets in our salons
  • Maintaining salon appearance standards

Minimum Requirements:

·         Minimum two years of professional grooming experience or five years of previous manager experience

·         Ability to work flexible hours (including nights, weekends and holidays).

Pets Supplies Plus Seeks Assistant Store Manager in Maspeth, NJ

Job description

The Assistant Store Team Leader, reporting to the Store Team Leader, is primarily focused on Team Members within the Pet Supplies Plus store. In conjunction with the Store Team Leader, the Assistant Store Team Leader is responsible for completing the hiring process, ensuring Team Members are trained and developed, and ensure the store is properly stocked and maintained.


  • Educate and train store associates on corporate standards, sales programs and store layouts to maximize sales growth.
  • Write the schedule for store associates to maximize productivity and minimize labor cost.
  • Maintain store environments to ensure excellence in customer service, product availability and cleanliness.
  • Ensure company policies, procedures and visions are upheld
  • Evaluate daily operations and make adjustments as necessary to ensure customer service and productivity standards are met.

Bark Baby Bark Seeks a Dog Manager in NYC

Job Description

Job Description:

We are growing rapidly and we’re looking for a High End Care Manager to join our team.

As a High End Care Manager, you will be responsible for a group of Bark Baby Bark clients on a daily basis. It is your job to care for each dog as if they were your own. This includes feeding, walking, playing, exercising, light training, and knowing their routines inside out and backwards.This position requires a patient and doting animal lover. On top of being passionate about dogs, you will need to have strong multi-tasking and communication skills.

What to expect from us:

  • A generous compensation + commission incentives.
  • A fun work environment with a special boutique feel.
  • Motivation to work hard.
  • Many opportunities for growth in the company.
  • Excellent training: We want you to succeed here!
  • Friendly, NORMAL, and smart people work here.

We look forward to hearing from you!


The Bark Baby Bark Team


Monday Night Highlights from around the Pet Blogosphere

Cat Abigail Twitter OffIt felt so good to get out and hop around the Blogoshpere tonight.  It has been way too long since we got out and pounced around to see what the anipals of the internet are doing.  Some kewl things we found:

Boris Kitty is teasing felines with a new scented kitty litter made by World’s Best Cat Litter.

Mario is offering paw by paw play with your plastic bag instructions!

Pibbles & Me had the kewlest Blog Hop going yesterday.  The blog hop is called Black and White Sunday and it is a collection of black and white photos of pets.  (might be doggy specific, I have to investigate….)

Cat Chat with Caren and Cody announced the new home for Chairman Burns and Mr. Waffles.

AND we found a fun blog hop we are pawticipating in on Snoopy’s Blog.  Have fun!

Snoopy’s Dog Blog

Snoopy's Dog Blog

Martha Stewart Living Omnimedia Seeks a Pet Designer in NYC

Job Description

Creates the design, development, selection and approval of materials, silhouettes, color usage, and patterns appropriate for assigned brand and classification. The category will include dog beds, apparel, toys,etc..Anything products that pet related.

· Interprets the seasonal fashion direction, assortment opportunities, and merchandise trends for area of responsibility.

· Creates original concepts that encompass style, color, and fabric for assigned brands to ensure customer focused offerings that meet fashion and quality requirements consistent with the brand profile. Initiates product packages through the Technical Designers.

·  Prepares line and presentation materials for Trend Concept Work Session, Concept Sample Line Review, and line review sessions as needed. Partners with Product Managers to present Concept Sample Line Review and other meetings as needed for area of responsibility.

·  Shops appropriate markets, and works with the Trend Office and Product and Design Team to conceptualize product design for the season.

·  Completes timely approval of all pre-pros and returns signed confirmation sample to vendor.

·   Ensures adherence to the Seasonal Time and Action Calendar


Desired Skills & Experience

  •  BA degree from any Art and Design college
  • 2-4 years pet product design experience required
  • Patternmaking knowledge a plus
  • Ability to design around concepts and design flat sketches
  • Technical and computer skill (Proficient in PC and MAC programs)
    Design and color sense, presentation, persuasion, organization, time management, written and verbal communication.

Company Description

Martha Stewart Living Omnimedia, Inc. (MSLO) is a diversified media and merchandising company, inspiring and engaging consumers with unique lifestyle content and distinctive products. The company reaches approximately 66 million consumers across all media platforms each month and has a growing retail presence with 8,500 products in thousands of retail locations.

Additional Information

Mid-Senior level
Design, Manufacturing 
Apparel & Fashion 
Job ID:

Bark to School with the Association of Pet Dog Trainers

Bark to school!




With class back in session and the new school year in full swing, ensure pets also pass the test when it comes to basic commands and training. On behalf of the Association of Pet Dog Trainers (APDT), below are a few useful and basic tips to help train four-legged friends and keep everyone safe and happy.  In addition, the APDT’s proactive C.L.A.S.S. training program allows owners to search an online database for certified trainers and instructors in their part of the country and allows dogs to be tested in three different training levels before they ‘graduate’ and pass the program.

·         Teaching your dog to Sit at every curb before crossing the street keeps both you and the dog out of oncoming traffic.

·         Have your dog Sit on cue when an unfamiliar dog or person approaches.

"Watch Me"

·         Watch Me asks your dog to give you immediate eye contact on command. It is a proactive way to redirect the dog's attention on you and can help keep him out of harm's way.

"Let's Go"

·         Let's Go can tell your dog that you are about to change direction and he should turn to follow you. It can also be used for a prompt turn to avoid potential trouble or hazards on a walk.

"Leave it"

·         Like Watch Me or Let's Go, Leave It can be used to ask your dog to ignore another dog, a squirrel, a passing cat, a skateboarder, a bicyclist, or anything else that might cause him to lunge, pull away, or bark.

·         Leave It can also help dogs avoid accidentally eating food, garbage or foreign objects that they find on the ground.

Check out one of the APDT 2012 Webinars, Thunderstorm Phobia looks like a real winner!  If you have any experience with these classes, or sign up, please leave a comment.  I'd love to get feedback on this!

Hi, I am the Publisher of Kritters that Twitter, an online Social Media Blog for pets and the people who love them. I am also the Inventor of an outdoor cat enclosure product line, the Kritter Kondo and Founder of Kritter Kommunity. Two adorable cats, Finnegan and Abigail, own me; they are my inspiration for my products and pet social media network.


Tips on Caring for a New Pet

So You’ve Bought a New Pet – Guest Post

So you are thinking of buying a new cat or dog. That’s great. Animals can be extremely rewarding as pets, and as time goes by your bond will grow into an unbreakable friendship. I myself have grown up always surrounded by dogs and cats, so I know the level of companionship that they can provide. In this article I aim to give you a little basic information on aspects of caring for and maintaining your pet once you have chosen it and brought it back home with you.

The first and possibly most important piece of information I can offer you is how handy it is to purchase a flea treatment and a de-wormer before you bring home your pet. I wouldn’t recommend buying a large quantity, particularly if you are getting a puppy or a kitten, because they will outgrow its effectiveness after a while. Bringing home a new pet can be extremely stressful, and worms and fleas are two things that can make things even more stressful if you are not prepared. I would personally recommend Frontline Flea Treatment and Panacur worming paste.

Another area you will want to think about is how you are going to keep your dog or cat clean. There are a variety of cat and dog shampoos on the market that claim to have different effects, or are specially formulated for specific breeds or even medicated for particular external skin conditions. It is worth doing a little extra research into breed particulars, which will allow you to buy the most suitable hygiene products for your pet.

The last important purchase that I deem necessary would have to be a dog collar or cat collar. There are two important reasons for this. The first is that whilst the puppy or kitten should not be going for walks or leaving the confines of your house for at least a couple of weeks, they will need to get used to wearing the collar, which will mean when walkies do become a reality, the lead will be less of a foreign and new object to them. The second reason is that when a pet is new to the home, you will not have had enough time to bond and train them to respond to your voice, and while it is unlikely, there is a chance that they may see an open door as an opportunity…




Author Bio: My name is Bethany Simpson and I am currently a student in London. Having lived with 5 dogs, countless rabbits, hamsters, cats, a ferret, a parrot, many different species of fish, a corn snake, a python, scorpions, a leopard gecko, 3 crested geckos and a tarantula in the last 19 years, you could say I have a lot of experience with pets.


Dog Acts as Office Helper Retrieving Printed Receipts

Oh my that dog is so cute! I love that the she has a little helper assistant wagging behind her. I would love to get Madison and Abigail to do that, MOL… they would lay down on the printer and take a nap zzzzzzzzzzz. SponsoredTweets referral badge


Other videos you might like include:

May the Force be in Your Bark

Otters Chasing Butterflies

Jumping Dog Video

Puppies and Babies

Puppy wants to Play with Kitty having Breakfast

Hi, my name is Lisa Illman and is my Blog.  My cat babies are Madison and Abigail.   They inspired me to invent an outdoor kitty cat enclosure product line called the Kritter Kondo as well as develop a social media network specific to pets and animals.  I love my kitties, animals, social media and Pilates.  These are the topics you are likely to read about when you stop by.   Leave a comment, we love them and will write back!


Top 5 Ways to Keep Fido Trim

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Fitdog’s Top Five Tips to Keep Dogs in Shape and At a Healthy Weight

By: Andrea Servadio, co-owner of Fitdog Sports Club


·       Don’t Skimp on Walks – Dogs need between 30 minutes to one hour of walks per day. For most owners, that’s a huge time commitment, and as a result, dogs go without. Walks are not only a great form of exercise, but they are also fun!  Dogs get to sniff, explore and meet new friends.  Dogs who are walked at least 3x a day and up to one hour a day are more fit, well-adjusted and suffer from fewer behavioral issues.

·       No More Table Scraps – Dogs are so cute, and they make a huge effort to make us feel guilty for not sharing our dinner with them.  But before you give in and feed them a piece of your dinner roll, remember that the amount of calories in a little scrap is probably more than your dog needs for the whole day.  For example, a slice of cheese is like eating a Big Mac as an after dinner snack! Cut back and you’ll notice a difference in your dog’s weight and energy level immediately.

·       Portions Suggestions are Just Suggestions – While dog food portion suggestions are close to what your dog needs, there is a chance you may be overfeeding your dog.  It’s important to monitor your dog’s weight and make adjustments to your dog’s portions until your dog is maintaining a healthy weight.   And remember that a pound or two or three can be equivalent to 10 pounds for us!

·       Don’t Be an Expert on Food Labels – Dog food is more complicated than ever.  Grain-free, Gluten-free, 80/20 or 60/40?  The labels can be confusing and misleading.  That’s why I recommend not being an expert.  The next time you visit your vet for a checkup, bring your food with you.  Your vet has the expertise to correctly read and interpret food labels and will be able to give you suggestions based on your dog’s breed, weight and Body Condition Score.  

·       Play & Be Active – Dogs need a lot of exercise and mental stimulation to be happy and maintain a good weight.  The more often you play games and stay active with your dog, the more fit your dog will be.  Fun games like tug-of-war, fetch and hide and seek are easy and you can do them at home.  Running and hiking are always great additions to your dog’s daily walks and good exercise for you too!  If you don’t have time, doggy daycare, treadmill training or private agility will keep your dog in shape and happy.

Andrea Servadio is co-owner of Fitdog Sports Club, a premier full service dog care facility in Santa Monica, Calif.  Fitdog offers its members a wide variety of services, including training, sports, boarding, daycare, grooming and more!  For more information, visit 





Family Pet Expo in Los Angeles April 2012

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America’s Family Pet Expo Returns to Orange County, April 20-22, 2012
Showcasing thousands of pets, products and the people who love them
Animal demonstrations, shows and competitions throughout the weekend

LOS ANGELES  – It’s all about bow-wow-wow, the cat’s meow…and everything in between for all creatures big and small!  The 23rd annual America’s Family Pet Expo returns April 20-22, 2012 to the OC Fair and Event Center in Costa Mesa.

See more than 1,000 animals including dogs, cats, equine, birds, fish, llamas, pot bellied pigs, goats, rats, reptiles, rabbits, miniature horses and more on display in fun and interactive stage shows, competitions and demonstrations. Featuring over 400 exhibitors and rescue groups including Bow Meow Pet Products, No Stray Left Behind, Forever Wild Exotic Animal Sanctuary, Southern California Labrador Retriever Rescue, and more!

The America’s Family Pet Expo will feature a lively round-up of four-legged animal shows and demonstrations, including JUMP! The Ultimate Dog Show, Splash Dogs, Police and Search Dog Demonstrations, and the latest trends in pet care grooming and care.

In 2011, more than 680 animals were adopted at the show.  This year, hundreds of animals will be available for placement into loving “forever” homes.

General Admission, $12.00; seniors 60 and over, $10.00. Children 6-12, $6.00. 5 yrs and under, free. Special show pricing – save $2 off general admission tickets by purchasing online.   Show hours:  Friday 10am-6pm; Saturday 10am-7pm;  Sunday 10am-6pm. OC Fair and Event Center, 88 Fair Drive, Costa Mesa 92626. Parking is $5. For more information and to purchase tickets visit

Families with Pets and Cost Considerations



Budgeting Considerations for Family Pets


Deciding on welcoming a family pet into your home can be a big and very important decision. A pet can bring so much positive energy to a household, and it's wonderful having such a loving and ever present company to look forward too. However it's very important to consider your budget when deciding to invest in a pet, as the prices of an animal can be higher than you'd expect. Below is a list of the things you should be buying alongside your pet and an estimation of what the prices will be. I've based this article around a medium sized dog – as they set the mid ground for most animals. 


The animal itself

A pedigree dog can cost anywhere from $100 – $500 and you should be prepared to pay this amount of money is you want a pure breed. However there are plenty of beautiful and well natured animals at rescue houses around which will let you adopt their animals for free. 


Pet Insurance

Expect to pay somewhere between the region of $10-$30 per months for quality pet insurance. The pet insurance should cover you for any illness your pet gets, ad should covers you for various things too. It would be foolish not to get pet insurance as private vet fees can be so high, so make it the top of your priority list. 


Pet Tracking

For your own piece of mind, you'll need to get you dog or cat micro-chipped. This will issue them with all your personal details and will issue an alert – just in case the animal should become lost or missing. Most animals these days are micro-chipped and your vet will able to advice you on the pricing. 


Pet accessories

When you decide on taking a pet, it's a little bit like welcoming and adopting a miniature person. They'll need their own bed, their own toys, their own food, their own treats, their own outdoor gear (a lead, collar, coat) – and all of this costs money. Estimate about $150 for all the above, but remember that as things wear out, you'll need to replace them and buy new stuff. The food too will probably come to about $40 monthly (perhaps more depending on the animals appetite – but you'll get a handle of this as you get to know your new family member). 


Pet Walker or "babysitter" (or a doggy passport)

If you're a big fan of travel, or you like to go on family holidays you'll need to find somewhere for your pet to stay during that time (as most people don't take their animals abroad). The price of this, for a 2 weeks holiday, can range from nothing (if you have willing friends and family) to $300 for kennel accommodation. Or, another option, is to buy your pet a doggy passport, this allows you to take them anywhere in Europe, so camping holidays in the south of France are a possibility! 

Elle-Rose Williams in an animal lover who enjoys spending her free time looking after her pets! Elle currently works for who provide a large range of coupons for stores and brands. Current offers on the site include Dell, Amazon and Kobo discount vouchers.


Other articles you might enjoy:

The Perks of becoming a Veterinarian

Reasons Cats Hate Water

Does Your Cat Love Mushrooms and Ice Cream?


Become a Veterinarian – Guest Blog Post

Do you want to become a veterinarian? Being a veterinarian can be a very rewarding job, especially if you have a heart for healing animals. Aside from the joy you can get out of this profession, there are also a lot of perks that go with it. Here are some of them:

1.  Financial stability. One of the benefits of being a veterinarian is the financial stability you can gain from it. Practicing vets usually get a median salary of $79,000 annually. However, veterinarians employed either in the public or private sector could get as much as $97,000 per year. The salary differs though depending on the field of specialization.

2.  Increasing job opportunities. Another perk of being a veterinarian is that the profession offers a wide range of job opportunities for career advancement. In fact, job opportunities for vets continue to rise in specialized fields like that of aquaculture, microbiology, environmental medicine, and toxicology, among others.

3.  Fulfilling job. Aside from the financial and career development aspects, another perk of becoming a vet is the feeling of joy and fulfilment one can get out of the job. A vet helps save lives by healing sick animals. At the same time, you also do research to help find cures for them. You don’t only get to help cure cute animals, you also get to help people, especially children, feel better.

4.  Good working conditions. Another benefit of being a vet is that you are assured of good working conditions. In fact, veterinarians who engage in private practice set their own working hours; however, they are on call 24/7. Private practitioners could work 40 hours in a week. There are also those who work as vets on a part time basis, particularly those working on farms.

5.  Career advancement. Finally, veterinarians who work in private companies or government agencies usually receive promotions, especially when they perform well. In fact, some vets who work in large companies are given opportunities for career advancement by getting promoted to management or supervisory positions. As such, venturing into this kind of profession assures you that your good performance will be duly rewarded. Promotions not only allow you to go up the ladder of the profession, it also helps you earn more income.

So if you’re considering working in the field of veterinary medicine, you better go for it. The job will definitely be worth it. Not only does it give you a good pay, it also gives you opportunities for career growth and advancement in the form of promotions. Plus, the good feeling you get is truly a rewarding experience.

This is written by the writer of, a website that offers several job descriptions, salaries, profiles, and much more.

BIO:  Lauren is a stay at home mom that enjoys spending time with her children, as well as blogging in her spare time.

Does Your Pet Have Ear Mites?


Does Your Pet Have Ear Mites?

What are ear mites?

Ear mites are tiny tick like creatures that can infect the ears of household and outdoor pets. They are the most common cause of ear infections, and are more commonly found in cats than dogs. They typically live in warm, moist areas where there is little air flow, like the ear canal, and feed on wax found in the ear. The burrowing necessary for them to feed causes inflammation and irritation.

They are many different types of ear mites, but the most common is the otodectes cynotis. These eight legged parasites have a three week life cycle, and they are very difficult to see with the naked eye. Infections caused by these mites could become very serious if left untreated.

Ear mites are very contagious. They can travel all over the animal’s body, and could therefore be transmitted when two animals touch. They can live on cats, dogs, rabbits, and ferrets, but are almost never found in humans. If ear mites are suspected in one animal, all pets in the household should be treated.

Symptoms of ear mites

The most obvious symptom of ear mites is intense itching, which will cause the animal to scratch the ears and violently shake its head frequently.  Too much scratching of the ears could cause raw areas, scabs, inflammation, and/or loss of hair around the ears. Scratching could also cause damage to the ear canals and eardrums, which could leave the animal deformed or deaf.

After the mites have taken over the ear canal, you will be able to see a dry, waxy, dark brown and red discharge in the animal’s ear. This discharge has been said to look like coffee grounds and could be very foul smelling. The debris is made up of ear wax and blood, and the mites may be seen as little white dots among the debris.

Some animals may feel intense pain in their ears when they have ear mites. Many of these animals will lay their ears back or cry out in pain when the ears are touched or scratched.

There are many other types of ear infections that could possibly be causing your pet’s symptoms, so make sure you consult your veterinarian before you start treatment. They will be able to give you a correct diagnosis, along with any other important information you could use to help your pet. Do not begin treatment unless your vet has made this diagnosis. Using the medication necessary to rid your pet of ear mites could potentially cause more complications if the cause of their symptoms is another ailment entirely.

How to get rid of ear mites

As soon as the vet correctly diagnoses your pet with ear mites, you should start treatment immediately. Ear mite treatments can be bought at your local pet supply store or they may be prescribed by your veterinarian. Some of these medications are applied directly in the ear while other medications are applied on the skin. Your pet may also need anti-inflammatory drugs or an antibiotic to resolve an infection. Again, ask your veterinarian about these medications before you use them.

The first step you must take before applying medication in the ears is to rid them of the debris that has built up. If not, the debris and wax will help shelter the mites from the medication, and they will not be illuminated. The best way to clean your animal’s ears is with a cotton ball or soft cloth dipped in vegetable oil. After they are clean, you should apply the medication, and massage it deeply into their ears so that you successfully hit every part of the ear canal.

Follow all of your vet’s instructions regarding the dosage and frequency of application. It is very important that you complete the recommended course of treatment, even if it seems the mites have gone. Continuing treatment will prevent the eggs of the mites from hatching and taking over your pet’s ears again.


Amy Young is an author of articles like this one related to various topics. Her company strives to educate the general public about personal finance and proper credit practices.